Members of Klinedinst’s Bank and Credit Union practice group provide counsel to a broad spectrum of clients in the financial services industry. We are experienced in representing banks, credit unions, lenders (including third-party lenders), and other financial institutions.
As part of this practice, we counsel clients on a variety of lending matters, including commercial lending, real estate, and asset-based lending. We also defend the rights of clients in a wide array of commercial matters including wrongful foreclosure and failure to disclose litigation. Our practice group also defends financial institutions in creditors’ rights litigation involving discrimination, failure to disclose, sub-prime issues, trustee/trustor disputes, and improper lending.
Despite intense and increased scrutiny by regulatory agencies, financial institutions are often the subject of lawsuits involving predatory or unfair business practices. Klinedinst attorneys are skilled at defending against lawsuits alleging violations of the California Commercial Code, UCC (Primarily Article 3 and 4), FDCPA (Federal Debt Collection Practices Act), Regulation Z, and the Auto Sales and Financing Act.
Our representation of our clients is not limited to state and federal court, but also extends to representation before various regulatory agencies. The firm’s experience in working with regulatory bodies is also useful, particularly in cases brought by the Federal Deposit Insurance Corporation, the Office of Comptroller of the Currency, the Office of Thrift Supervision, the California Department of Corporations, and other banking industry regulators.